Platform

Treasury and cash management

See group cash on one screen and spot a squeeze weeks ahead. It shows not how much money you hold, but how much of it you can actually use.

Cash visibility

Not your total balance — the cash you can actually use

Balances are read several times a day. Blocked amounts, pledged balances and non-cash limits are deducted from the total — available cash is what remains after all of them.

A value that cannot be read is never treated as zero: the account is left out of the total, and which account was excluded and why is written beneath the figure.

Balances by account9 accounts · grouped by legal entity

Legal entity

Bank

Account

CCY

Balance (TRY)

Available

Holding Inc.

Ziraat Bankası

TR** **** 8842

TRY

41,280,640.15

40,040,640.15

Holding Inc.

İş Bankası

TR** **** 4412

TRY

22,104,880.43

Manufacturing Inc.

Yapı Kredi

TR** **** 3308

TRY

22,144,100.90

20,044,100.90

Manufacturing Inc.

Garanti BBVA

TR** **** 7720

EUR

28,793,259.00

connection ↗

Logistics Inc.

VakıfBank

TR** **** 1180

TRY

18,204,115.64

Logistics Inc.

QNB

TR** **** 6653

TRY

14,118,900.28

Total

9 accounts

mixed

184,220,418.32

171,354,618.32

Bank concentrationthreshold 40% · single bank

Ziraat Bankası41.3%TRY 76,100,000

İş Bankası22.3%TRY 41,000,000

Garanti BBVA16.3%TRY 30,000,000

Yapı Kredi12.0%TRY 22,100,000

Akbank8.2%TRY 15,000,000

Entity and bank breakdownThe same definition applies from the consolidated view down to a single account; permissions are granted per legal entity.

Blocked, pledged and available splitAvailable cash is net of blocked and pledged amounts, and each deduction is shown separately.

Currency and FX open positionCurrency breakdown and open position on one screen. A separate rate policy per transaction type; no amount is converted before a rate arrives.

Threshold and concentration monitoringSingle-bank share, counterparty and open position thresholds are monitored. A threshold breached today is marked red; one projected to breach is marked amber — an actual breach never looks like an expected one.

Forecast

Cash flow forecast

You choose the forecast horizon — weekly, monthly or quarterly. The forecast draws on three sources: known obligations (loan instalments, cheques and notes coming due, planned payments), historical transaction patterns and manually entered items.

Actuals and forecast are drawn separately; forecast bars carry a hatch pattern. When an assumption changes, you see which period changed and why.

Weekly cash movement and closing balanceweekly breakdown · TRY million

Sign inOutflowForecastClosing balanceaxis: TRY million

!W43 closes negative · TRY (4,180,000)

▲W42 is below the buffer threshold · TRY 18,700,000

Scenario and assumption recordCollection delay, FX and interest rate assumptions are stored as scenarios.

Buffer threshold alertAny period whose closing balance falls below the buffer is flagged in advance.

Forecast accuracyThe deviation of past forecasts is measured and reported. How far the model can be trusted is stated as a number.

Revision comparisonThe difference from the previous forecast is reported line by line.

Negative closingAny period that turns negative is shown separately, with the lowest point and its date; the amount is never hidden.

Known obligations enter automaticallyLoan instalments, cheques and notes coming due, guarantee commissions and planned payments flow into the forecast on their own — no manual entry needed.

Pooling and intercompany funding